Insurance, depreciation and financing charges are major costs. "If you have two cars sitting in the garage, you can sell one for eight grand and that will help pay the mortgage,"Who knew transit made money for you? The Washington Post has an article that in tone belays the shock that while gas prices are dropping, people are still taking transit. There are many who have known the benefits for years. It's like finding Narnia or something for those on the outside of urbanism though.